⭐ 1-on-1 Elite Program — Everything You Need to Know

Here's Exactly How We'll
Get Your Business Funded —
Working Together, Start to Finish.

Everything we discussed on your call — the program details, the pricing, how we work, and what happens next — is on this page. Take your time, review it, and when you're ready to move forward, the button at the bottom takes you straight to enrollment.

4,300+
Clients Funded
$350K
Max Single Round
0%
Interest Funding
100%
Done With You
🎥 Real BCA clients — how they used their funding to grow, hire, and scale their businesses.
Enroll Now — Secure Your Spot →

Flexible payment options available below · Money-back guarantee

What's Included

This Isn't a Course. It's a Done-With-You Operation.

A dedicated BCA advisor works your file every week — executing disputes, building business credit, identifying lenders, and guiding every application — until you're funded.

✓
Dedicated 1-on-1 Advisor — Assigned to Your File Not a chatbot. Not a group call. One advisor who knows your name, your credit history, your business structure, and your funding goals. They stay with you start to finish.
✓
Full Fundability Audit in Week 1 We analyze everything — personal credit, business credit, entity setup, banking relationships. You'll know exactly what's blocking you and the precise order to fix it.
✓
Done-For-You Dispute & Credit Repair Execution We handle the dispute letters, bureau follow-ups, and re-verification requests. You don't have to touch it — we execute on your behalf while you run your business.
✓
Business Credit Building From the Ground Up We build your D&B, Experian Business, and Equifax Business profiles — then strategically layer in trade lines and vendor accounts to establish real fundability with real lenders.
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Lender Matching & Application Strategy We identify the right lenders for your specific profile, sequence applications to protect your credit scores, and coach you through every submission. No guesswork.
✓
Weekly Check-Ins & Direct Advisor Access Questions don't wait for office hours. Your advisor is reachable. Scheduled weekly touchpoints + a direct communication channel so nothing falls through the cracks.
✓
We Stay With You Until You Hit $30K+ in Funding The retainer model means we're actively working your file for as long as it takes — not handing you a PDF and wishing you luck. We don't win unless you do.
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Limited 1-on-1 spots available each month

The Process

From Denied to Funded — Here's How It Works

A clear, sequenced system executed with you — not handed off to you.

01
Onboarding & Audit
Your advisor is assigned within 24 hours. Week one: full fundability audit of your personal credit, business credit, entity structure, and banking. You'll have your roadmap before the end of week one.
02
Credit Repair Execution
We file disputes, handle bureau correspondence, and track removals. You don't write a single letter — we execute while you stay focused on your business.
03
Business Credit Build
We build your business credit profiles across all three bureaus and layer in the right vendor accounts and trade lines that lenders actually look for.
04
Lender Targeting
When your profile is ready, we identify the right lenders, sequence your applications to avoid hard pull stacking, and guide every submission from start to approval.
05
Funded & Beyond
We review your approval terms together, make sure you're taking the right offers, and plan the next funding round. The relationship doesn't end at the first check.
🔴 Live Funding Results — Real BCA Clients
$127,500
James H. — Dallas, TX
Business Line of Credit
$85,000
Michelle M. — Oakland, CA
SBA Loan + Credit Card Stack
$210,000
Luis T. — Miami, FL
Real Estate Business Credit
$47,000
Cheryl R. — Louisiana
0% Business Credit Cards
$350,000
Real Estate Investor — Texas
Portfolio Lender + DSCR
$92,000
Brian F. — Mount Laurel, NJ
Business Credit Stack
$65,000
Curtis H. — Wilmington, DE
SBA Microloan + Cards
$180,000
Robert L. — Boca Raton, FL
Commercial Line of Credit
$127,500
James H. — Dallas, TX
Business Line of Credit
$85,000
Michelle M. — Oakland, CA
SBA Loan + Credit Card Stack
$210,000
Luis T. — Miami, FL
Real Estate Business Credit
$47,000
Cheryl R. — Louisiana
0% Business Credit Cards
$350,000
Real Estate Investor — Texas
Portfolio Lender + DSCR
$92,000
Brian F. — Mount Laurel, NJ
Business Credit Stack
$65,000
Curtis H. — Wilmington, DE
SBA Microloan + Cards
$180,000
Robert L. — Boca Raton, FL
Commercial Line of Credit
Investment & Pricing

Transparent Pricing.
We Only Win When You Win.

Our success fee only kicks in after you cross $30,000 in funding — so our incentives are perfectly aligned with yours from day one.

1-on-1 Elite Program
Business Funding Accelerator
Your dedicated advisor. Done with you. Done for you. Until you're funded.
Onboarding & Setup Fee Full fundability audit, advisor assignment, custom roadmap, entity review, and program kickoff.
$2,500
Monthly Retainer Active file management every month — disputes, business credit building, lender outreach, and weekly check-ins. Continues until funded.
$300/mo
Success Fee Only applies after you've secured $30,000+ in funding. Nothing owed if we don't hit that threshold.
5% after $30K
💡 Real Example You secure $100,000 in business funding. Total cost: $2,500 upfront + ~$900 in retainer (3 months) + $5,000 success fee. You access $100,000 at 0% interest for under $8,500 total — with a full team executing for you the entire way.
🛡️
Our Guarantee: If we don't secure at least $30,000 in funding for your business, we'll refund your retainer payments. We don't collect a success fee on results we didn't deliver.
Enroll Now →

Flexible payment options available — see below

Flexible Payment Options

Don't Let the Upfront Cost Hold You Back

We offer two ways to split your $2,500 onboarding fee into smaller payments — so you can get started now without needing the full amount upfront.

Use your existing credit card
Splitit splits your payment into monthly installments using a credit card you already have — no application, no credit check, no interest. It's an authorization hold on your existing card balance, not a new line of credit.
How it works
  • Choose Splitit at checkout — available up to 3 or 6 monthly installments
  • Uses your existing Visa or Mastercard — no new account opened
  • No interest, no fees, no credit check required
  • The full amount is authorized (held) upfront, but only charged in installments
  • Example: $2,500 ÷ 5 months = $500/month
Best for: clients who have available credit on their card and want the simplest, no-application option.
Buy now, pay in 4
Afterpay splits your purchase into 4 equal payments, every 2 weeks. The first payment is due today — the remaining 3 are automatically charged over the next 6 weeks. No interest if paid on time.
How it works
  • Select Afterpay at checkout and create or log into your Afterpay account
  • Quick soft-check approval — most applicants qualify instantly
  • Pay 25% today, then 3 payments every 2 weeks
  • Example: $2,500 ÷ 4 = $625 every 2 weeks
  • No interest if all payments made on time
Best for: clients who want to start immediately and spread the cost over 6 weeks with automatic payments.

Both options are available at checkout on the enrollment page. If you have questions about which option is right for your situation, reach out and we'll walk you through it before you click anything.

Client Results

What Happens When Someone Actually Works Your File

Real clients. Real funding. Real words.

★★★★★
"I'd been trying to figure this out on my own for two years. In 90 days with BCA, I had $85,000 in 0% business credit. Having a real advisor made all the difference — they knew exactly what lenders wanted to see."
M
Michelle M.
Oakland, CA — $85,000 Funded
★★★★★
"They assigned me an advisor who actually read my credit report before our first call. Not a generic script — they knew my file. That set the tone for everything. $127K later, I'm a believer."
J
James H.
Dallas, TX — $127,500 Funded
★★★★★
"The success fee structure actually made me trust them more. They only win if I win. My advisor stayed on my case for 4 months and we hit $210,000. Worth every penny of the retainer."
L
Luis T.
Miami, FL — $210,000 Funded
Still Have Questions?

Quick Answers to Common Questions

What exactly does the $2,500 onboarding fee cover? ▼
Your onboarding investment covers: advisor assignment and kickoff session, full fundability audit of your personal and business credit, entity and banking setup review, your custom funding roadmap, and the first 30 days of active file management. After that, the $300/month retainer continues the work.
When exactly does the 5% success fee apply? ▼
The 5% success fee only applies once we've secured $30,000 or more in total funding for your business. If we don't hit that threshold, there's no success fee owed — and per our guarantee, we'll refund your retainer payments. We only collect on results we actually deliver.
How long does the program typically take? ▼
Most clients see meaningful credit movement within 60 days. Full funding rounds of $50K–$150K typically close in 90–120 days depending on your starting credit position. Clients with stronger profiles move faster. Your advisor will give you a realistic timeline after the Week 1 audit.
Can I use Splitit or Afterpay for the monthly retainer too? ▼
The payment plan options (Splitit and Afterpay) apply to the $2,500 onboarding fee. The $300/month retainer is charged monthly as a standard subscription — it's small enough that most clients handle it directly. If you have questions about billing, reach out before enrolling.
Can I cancel the monthly retainer? ▼
Yes. The retainer is month-to-month after onboarding. We ask for a minimum of 60 days so your advisor has time to make real progress on your file — most meaningful movement happens in months 2 and 3. After that, you can pause or cancel with 30 days notice.
What if I have negative marks or collections on my credit? ▼
Negative marks aren't automatic disqualifiers — it depends on the type, age, and severity. Collections, late payments, and some charge-offs can be addressed through our dispute process. We discussed your specific profile on the call, so you already know where you stand. If you need a refresher, reach out and we'll recap your roadmap before you enroll.
What happens right after I enroll? ▼
Within 24 hours of enrollment, you'll receive an onboarding email with your intake form and access to your client portal. Your advisor is assigned before the end of your first business day. Your Week 1 audit call is typically scheduled within 2–3 business days of enrollment.
Ready to Move Forward?

You've Done the Hard Part.
Let Us Handle the Rest.

You had the call. You've seen what's possible. Now it's about making it happen — and that starts with securing your spot before it's filled. We take a limited number of 1-on-1 clients each month to make sure every advisor has the capacity to actually work your file.

Secure My Spot — Enroll Now →

Splitit & Afterpay available at checkout · $2,500 to start · $300/mo retainer

Enroll Now — Secure Your Spot →